When I moved from the East Coast to the Rocky Mountains years ago, I simply did not understand how to layer for warmth. I wore cotton long sleeve tees and was toasty when I stepped outside, but felt ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Hans Daniel Jasperson has over a decade of experience in public policy research, with an ...

Susan Bard, MD, is a board-certified general and procedural dermatologist with the American Board of Dermatology and a Fellow of the American College of Mohs Surgery. Cleansing, moisturizing, and ...